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The Extras Only an Independent Insurance Agent Can Offer

Acquiring insurance today can be done in multiple ways.  Through an agent who works for one insurance company, online direct to an insurance company, or through an independent agency that represents multiple insurance companies. Of all these approaches there is only one where the insurance agent is working directly on your behalf. That is the […]

Texting & Driving …. A Losing Combination

  At any given daylight moment across America, according to the National Highway Traffic Safety Administration, approximately 660,000 drivers are using cell phones or manipulating electronic devices while driving. In 2014, 3,179 people were killed, and 431,000 were injured in motor vehicle crashes involving distracted drivers. It is Not All About the Teenagers A staggering […]

Spring Break Airline Travel … Tips to Minimize the Pain

We all look forward to a nice spring break get-away, but not necessarily to the airline trip to our destination.  Long check-in and security lines, delayed flights, and the crush of hundreds of fellow travelers can begin or end our trip on a painful note.   To avoid some of the hassles of airline travel, […]

The Painful Impact of Slips, Trips and Falls

Slips, trips and falls are one of the leading causes of unintentional injuries, according to the National Safety Council. The impact on a company’s workforce with lost work days, medical costs and ultimately on insurance rates is significant. 25,000 –estimated number of incidents each day 95 million – the number of lost workdays per year […]

Heading to Grandma’s For Thanksgiving?

Getting together with family and friends makes the Thanksgiving holiday very special.  So special that it is historically the busiest travel period of the year. With so many families hitting the road to visit Grandma’s house, it is important to take a few precautions to ensure the safety and comfort of your family as they […]

Halloween Safety Tips

Keeping Your Little Ghosts and Goblins Safe Halloween is a favorite time for kids to enjoy dressing up and scouring the neighborhood for treats of all kinds.  With so many little ones running about our streets, it is important that we take extra care on this fun and spooky night. Trick-or-Treat Safety Tips Here are […]

The Costly Impact of Traffic Tickets on Car Insurance Rates

Looking in your rear view mirror and seeing those red and blue lights flashing can be unnerving and embarrassing.  Along with fines associated with moving traffic violations, it is highly likely that your insurance rates will be impacted significantly. All insurance is based on matching the premiums paid to the risk a driver presents.  In […]

Back to School Means Being Extra Aware

Kids of all ages are on the roads and sidewalks as our children head back to school.  A few precautions go a long way toward keeping our children safe. Statistics Remind Us of the Danger According to a 2012 study by SafeKids.org, 61 children are hit by cars every day in the United States, most […]