Preventing Job Related Injuries Is Good Business
This includes falls and slips, being struck by objects, roadway incidents involving moving vehicles, and repetitive motion injuries.
Preventing injuries on the job is in everyone’s best interests … the employer and the employee. To implement an effective Injury and Illness Prevention Program, it takes active participation by all those involved. Injury and Illness Prevention incorporates three key elements.
Senior level management buy in and active monitoring of employee safety activities are critical. Management must be involved and committed to addressing and preventing workplace related injuries and illnesses.
Active employee involvement is required to obtain and sustain a successful safety and injury prevention program. Input and feedback from employees as they assess workplace hazards and propose solutions, as well as take part in ongoing safety training, are instrumental in lowering incidents.
Being proactive in assessing the workplace and identifying, evaluating and eliminating hazards will lead to a safer work place.
Do you know what accounts for over one-third of all Workers’ Comp claims in the state of Indiana? See Top Workers’ Comp Claims below.
Positive Financial Impact
Reducing injuries has a direct impact on the bottom line by lowering workers’ comp costs, insurance premiums, and potential legal costs. A workforce with less time off due to injury has higher productivity and enhanced operations. For every dollar spent on an Injury and Illness Prevention Program, an employer can expect up to six times a return on their investment.
Higher Quality Work
When employees are happier the quality of work is better. Workplace morale improves when employees are engaged in the process and work in a safer environment.
The Mitchell Agency team is happy to answer any of your insurance related questions. To reach us go to Contact Us.
Top Workers’ Comp Claims
Recently, Accident Fund Insurance Company of America and United Heartland reported that close to a third of all Midwestern workers’ comp claims with lost time were due to slip and falls on ice and snow. According to the insurers, winter-related slip and fall claims doubled between 2013 and 2014.
The top five states were:
- Indiana – 37 percent
- Wisconsin – 33 percent
- Michigan – 32 percent
- Illinois – 32 percent
- Minnesota – 29 percent
*According to the Occupational Safety and Health Administration, worker deaths in America are down. In 1970, there were on average 38 worker deaths a day and in 2012, the figure was down to 12 deaths a day. OSHA reports workplace fatalities have been reduced by more than 65 percent and occupational injury and illness rates have declined by 67 percent. At the same time, U.S. employment has almost doubled.